A frog goes into a bank and approaches the teller.
He can see from her nameplate that the teller's name is Patricia Whack.
So he says, 'Ms Whack, I'd like to get a loan to buy a boat and go on a long holiday.'
Patti looks at the frog in disbelief and asks how much he wants to borrow.
The frog says, '$30,000.'
The teller asks his name and the frog says his name is Kermit Jagger and that it's OK, he knows the bank manager.
Patti explains that $30,000 is a substantial amount of money and that he will need some collateral to secure the loan. She asks if he has anything that he can use as collateral.
The frog says, `Sure, I have this,' and produces a tiny pink porcelain elephant, about 2 cm tall, bright pink and perfectly formed.
Very confused, Patti explains that she'll have to consult the manager and disappears into a back office.
She finds the manager and says, `There's a frog called Kermit Jagger out there who claims to know you and wants to borrow $30,000. And he wants to use this as collateral.'
She holds up the tiny pink elephant and says, 'I mean, what the heck is this?'
So the manager looks back at her and says, `It's a knick-knack Patti Whack. Give the frog a loan. His old man's a Rolling Stone.'